Our Specialty
$0.00 Closing Cost Mortgage Loan
Get pre-approved in just 15 minutes. New Market Mortgage specializes in zero closing cost loans, helping Chicago and Illinois families achieve homeownership with personalized service and over 33 years of experience.
Ways We Help You Save
Whether you're buying, refinancing, or looking to lower your payments, we have options to put more money back in your pocket.
Buy with Zero Closing Costs
Keep more money in your pocket. We cover your closing costs so you can focus on moving into your new home, not unexpected fees.
See how it worksRefinance & Lower Your Rate
Interest rates change. When they drop, your monthly payment can too. Let us help you lock in a better rate and start saving.
Check your optionsConsolidate Debt & Save
Use your home equity to pay off high-interest debt. One lower monthly payment means more money in your pocket each month.
Learn moreNot sure which option is right for you?
Talk to an ExpertLoan Programs for Every Situation
Whether you're a first-time buyer, veteran, or looking to refinance, we have the right loan program for you.
Conventional Loans
Traditional financing with competitive rates
- Down payments starting at 1%
- Multi-family and mixed-use properties
- 1-4 unit properties and condos
Jumbo Loans
Financing for higher-priced homes
- Loan amounts above conforming limits
- Competitive interest rates
- 1-4 unit properties and condos
FHA Loans
Low down payment options for buyers
- Down payment as low as 3.5%
- Flexible credit requirements
- Ideal for first-time homebuyers
Getting Your Home Loan is Easy
We guide you through every step of the mortgage process, making homeownership simple and stress-free.
Get Pre-Approved
It takes only 15 minutes! Start with a free consultation. We'll review your financial situation and determine how much home you can afford.
Find Your Home
Shop with confidence knowing exactly what you can afford. Your pre-approval letter shows sellers you're a serious buyer.
Complete Your Application
Once you've found your home, we'll guide you through the full application process and handle the paperwork. From application to clear-to-close in less than 3 weeks.
Close & Celebrate!
After underwriting and final approval, you'll sign your closing documents and get the keys to your new home!
What Our Clients Say
We've helped over 1,000 Illinois families achieve their homeownership dreams.
“The team at New Market Mortgage made our first home purchase so easy. They explained everything clearly and got us a great rate. Highly recommend!”
Sarah M.
Chicago, IL • FHA Loan
“We refinanced our home and saved over $300/month. The process was smooth and the communication was excellent throughout.”
James & Linda K.
Naperville, IL • Refinance
“As a veteran, I appreciated their expertise with VA loans. They made the process straightforward and got me into my dream home.”
Michael R.
Schaumburg, IL • VA Loan
Ready to Get Started?
Get your free pre-approval today. No obligation, no impact on your credit score.